Ghozali, Mohammad (2020) Peran Baitul Mal Wa Tamwil (Bmt) Dalam Pengembangan Ekonomi Umat. Human Falah, 7 (1). pp. 18-29. ISSN 2407-7119

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Abstract

Indonesian nation does’nt want to be positioned as a consumerist nation and the largest debtor country in the world. The important thing that is needed by the people of Indonesia today is the emergence of hope for the optimization of BMT in the field of empowering the poor in developing the people's economy. This study aims to determine the role of BMT as an Islamic financial institution in developing the current economic community. The results showed that the role of the Baitul Mal wa Tamwil (BMT) as a microfinance institution operated with a profit sharing concept, developed a sharia micro business that aimed to raise the degree and dignity and defend the interests of the poor and disadvantaged groups. As a sharia financial institution engaged in the economic development of the people, BMT must continue to evaluate each activity in order to improve the products offered. Therefore, BMT must now try to optimize development with a precise strategy so that people can continue to believe in BMT rather than conventional financial institutions.

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