Muhammad Agus Waskito, Waskito (2020) The Role of Affinity Group in Improving Welfare in Maqashid Shari'ah Prespective (Case Study of the Independent Women's Affinity Groups In Ngunut Village Babadan, Ponorogo). S1 Undergraduate thesis, Universitas Darussalam Gontor.

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Abstract

Being prosperous is a hoped condition by the society. All things doing to physically and mentally attain welfare. A Series of behaviors by someone or a group based on a social position, formally or informally hoped for, may give a role. Independent Women's Affinity Groups with a housewife as members are based on a bond of solidarity, similarity, trust, cooperation, and a vision and mission of interest between them to foster the economic movement of the village through entrepreneurship, financing, and can be a strategy to improve and increase the welfare of the village. The aim of this research is to understand the role of the Independent Women's Affinity Groups and to review the maqashid shari'ah (Hifdzul Maal) in the activities of the Independent Women's Affinity Groups to improve the welfare of the Ngunut Village. This research is essentially qualitative. Data collection using observation, interview and documentation methods to obtain accurate, objective and concrete data. As for the questionnaire in the data collection, simply describe it in order to strengthen qualitative data. The result based on the observation, interview, shows that the welfare status of the communities in the village of Ngunut is generally good and improved. Proven with the use of natural resources by productive enterprises, human resources with recitation, the provision of training play a role in the improvement of knowledge and skills. Social capital with capital fertilization towards savings and loans, collaboration between groups /governments/privates also play a role in improving social skills. The results of the questionnaire describe how many members find benefits, ease and increased income after following the Independent Women's Affinity Groups While, according to the Maqashid Shari'ah (Hifdzul Maal) review, the Independent Women's Affinity Groups have been doing well and in line with Islamic Shari'ah. Based on Fatwa of the National Sharia Council of the Indonesian Ulema Council No: 119/DSN- MUL 2018 about Ultra Micro Financing (Al-Tamwil Li Al Hajah Al Mutanahiyat Al- Shogiroh) where this group has financing/ loan activities for its members. As for the analysis result of the loan contract/financing at Independent Women's Affinity Groups similar with financing contract named kafalah. According to fatwa dari DSN-MUI Nomor 11/DSN-MUL/IV/2000 the contract allowed and practiced by Independent Women's Affinity Groups does not contradict the applicable provisions. Even more convenience to members in improving the welfare.

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