Rosyiid, Faris Daffa' (2024) ANALYSIS OF THE PERFORMANCE INDEX OF ISLAMIC COMMERCIAL BANK (BUS) USING SHARIA CONFORMITY AND NET PROFITABILITY INDEX (SCnPI) METHOD 2019-2023 PERIOD. S1 Undergraduate thesis, Universitas Darussalam Gontor.

	FILE TEXT (COVER + PENGESAHAN) 1. COVER + PENGESAHAN.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (842kB)
	FILE TEXT (DAFTAR ISI) 2. Daftar Isi.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (654kB)
	FILE TEXT (BAB I) 3. BAB I.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (744kB)
	FILE TEXT (BAB II) 4. BAB II.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (905kB)
	FILE TEXT (BAB III) 5. BAB III.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (751kB)
	FILE TEXT (BAB IV) 6. BAB IV.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (777kB)
	FILE TEXT (BAB V) 7. BAB V.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (385kB)
	FILE TEXT (REFFERENCES) 8. Daftar Pustaka.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (639kB)

Abstract

Islamic Commercial Bank (BUS) is one of the financial institutions that carry out operational activities in accordance with Islamic law. Not only focusing on obtaining profitability but also paying attention to the Islamic side. Measurement of the company's financial performance often uses measurement of financial ratios, including measurement of financial performance in Islamic banking. Calculation of financial ratios is done to show the quality of the bank's financial performance. For this reason, an analysis is needed that measures the level of sharia conformity without ignoring the acquisition of profitability. The Shariah Conformity and Profitability (SCnP) model is an analytical method used to measure the performance of Islamic Commercial Banks in terms of sharia conformity and profitability. The type of research used is quantitative using secondary data, which examines eight Islamic Commercial Banks in Indonesia from 2019 – 2023. The data collection technique used is documentation by utilizing data that has been collected by other parties, spesifically the annual financial statements of each Islamic Commercial Bank (BUS) obtained from the bank's official website. The data analysis technique employed is the Shariah Conformity and Profitability (SCnP) model. The research results indicate that the performance of Islamic Commercial Banks using the SCnP model is divided into 4 quadrants over the years. The results obtained show during the 2019-2023 period on the SCnP model graph are Bank Central Asia Syariah (BCAS) and Bank Nusa Tenggara Barat Syariah (BNTBS) in the Upper Right Quadrant. Meanwhile Bank Syariah Indonesia (BSI), Bank Jabar Banten Syariah (BJBS), and Bank Riau Kepri Syariah (BRKS) are in the Upper Left Quadrant. Bank Panin Dubai Syariah (BPDS) is in the Lower Right Quadrant. While, Bank Muamalat Indonesia (BMI), and Bank Syariah Bukopin are in the Lower Left Qudrant.

View more statistics

View Item