Harjono, Muhammad Fahrezi (2025) ANALYSIS OF SYARIAH COMPLIANCE ON SYIRKAH MUSAHAMAH CONTRACT IN SYARIAH CROWDFUNDING PRODUCTS AT PT LBS URUN DANA. S1 Undergraduate thesis, Universitas Darussalam Gontor.

	FILE TEXT (COVER) 1. Cover + Halaman Awal.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (4MB)
	FILE TEXT (ABSTRAK) 2. Abstrak.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (368kB)
	FILE TEXT (DAFTAR ISI) 3. Daftar Isi.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (403kB)
	FILE TEXT (BAB 1) 4. BAB I.pdf - Submitted Version License Creative Commons Attribution Non-commercial No Derivatives. Download (689kB)
	FILE TEXT (BAB 2) 5. BAB II.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (709kB)
	FILE TEXT (BAB 3) 6. BAB III.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (1MB)
	FILE TEXT (BAB 4) 7. BAB IV.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (366kB)
	FILE TEXT (DAFTAR PUSTAKA) 8. Daftar Pustaka.pdf - Submitted Version Exclusive to Registered users only License Creative Commons Attribution Non-commercial No Derivatives. Download (444kB)

Abstract

Islamic crowdfunding is increasingly in demand as an alternative funding in Islamic finance, especially through equity crowdfunding schemes. PT LBS Urun Dana is one of the platforms that applies the syirkah musahamah contract in Islamic securities-based investment. However, there are still gaps in the issuer filtering mechanism. Studies on the sharia compliance of this contract in equity crowdfunding are also limited, especially in relation to Fatwa DSN-MUI No. 140/DSN-MUI/VIII/2021. Most of the previous studies only discuss sharia crowdfunding regulations in general without focusing on the implementation of this contract on certain platforms. This research uses a descriptive qualitative method with the object of research at PT LBS Urun Dana. Data were obtained through interviews, observations, and study of relevant documents. The data analysis technique follows the Miles and Huberman method, including data collection, reduction, presentation, and conclusion drawing. The results showed that PT LBS Urun Dana applies a syirkah musahamah contract in equity crowdfunding, which allows investors to become shareholders in a business. Each investor has clear share ownership and is entitled to dividends according to the proportion of investment. The investment process is carried out in a transparent and accountable manner, starting from the selection of issuers to the distribution of profits to investors. In terms of sharia compliance, PT LBS Urun Dana has implemented sharia principles in accordance with DSN-MUI Fatwa No. 140/DSN-MUI/VIII/2021.This includes compliance with the provisions of crowdfunding services, the offering of sharia securities in the form of shares, and the mechanism for trading sharia securities. PT LBS Urun Dana also ensures that the funded projects are free from elements of usury, gharar, and maysir. In addition, the Sharia Analysis Team also supervises and evaluates each transaction to remain in accordance with sharia principles and Islamic law. Keywords:Sharia Compliance, Sharia Crowdfunding, Syirkah Musahamah, Fatwa DSN-MUI

Loading...

View more statistics

View Item