Setyanta, Budi and Kurniawan, Dhika Amalia (2019) DOES RELIGIOSITY MODERATE THE INFLUENCE OF TRUST ON THE INTENTION TO USE SHARIA BANKING PRODUCTS. Proceeding Intenational 7th AICIF UNIDA Gontor Indonesia, 1 - 97 (1). pp. 1-131. ISSN 978-989-758-473-2

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Abstract

Previous research uses religiosity as a predictor of the intention to use sharia banking products. This study aims to identify the role of religiosity as a moderating variable of the dimensions of trust in the intention to choose sharia banking products, which in the previous studies have not explained the model. The population in this study are students college who intend to use sharia banking products, and they are an age group that has potential financial prospects in the future. The number of samples in this research was 200 to meet the sample adequacy requirements in structural tests using SEM. Research data collection was guided by a questionnaire using convenience sampling techniques. The results of this study indicate that the dimensions of trust affect the intention to use sharia banking products. The surprising results indicate that religiosity does not moderate the effect of the trust dimension on the intention to use banking products. These results indicate that the intention to use sharia banking products is no different in the high or low religiosity groups. Further research is needed to identify behavior by adding other variables as antecedents of the intention to use sharia banking products.

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