Thesis
Published
ANALYSIS OF TRANSACTION USING QUICK RESPONSE INDONESIAN STANDARD (QRIS) IN INCREASING THE REVENUE OF HALAL BUSINESS UNITS (Case Study at Papa Ron’s Pizza Semarang)
Abstract
The payment system will always be integrated with every transaction, both direct
payments and through electronic methods. Along with the rapid development of digital,
Bank Indonesia has introduced the Quick Response Indonesian Standard (QRIS) for
payment transaction purposes. Through QRIS, Bank Indonesia offers ease in making
transactions. QRIS functions to support business units in minimizing the possibility of
errors during payments and preventing loss of revenue. Although there are some challenges
in the early stages of use, QRIS has long-term potential to expand financial inclusion,
improve access to markets and strengthen business stability in the digital world by
increasing revenue potential. Papa Ron's Pizza is a halal business that has adopted QRIS
transactions to increase expected revenue. By considering the characteristics of halal
businesses such as Rabaniyyah, Insaniyyah, Akhlakiyyah and Wasathiyah, Papa Ron's
Pizza is able to attract customers and potential buyers to make transactions using QRIS, so
it is expected that revenue will increase.
The purpose of this study is to understand the application of QRIS to transactions at
Papa Ron's Pizza BSB Semarang and to assess how effective the use of QRIS is in
increasing halal business revenue.The method used in this study is a descriptive qualitative
approach with observational data collection techniques, interviews and documentation. The
data analysis used is Triangulation which includes data reduction, data presentation and
conclusion drawn.
The results of this study show that the use of QRIS in transactions at Papa Ron's Pizza
BSB Semarang takes place well and is balanced with the services that have been available
in accordance with the predetermined conditions such as payment using QRIS, which will
be subject to an MDR fee of 0.70% for merchants. Efficiency and effectiveness in the use
of QRIS contributed to an increase in Papa Ron's Pizza's revenue by up to 9.20% between
2023 and 2024. In addition, the application of halal business characters in the use of QRIS
is able to make halal businesses a quality business center. Although QRIS transaction data
at Papa Ron's Pizza shows a cash payment prevalence compared to QRIS. However, Papa
Ron's Pizza BSB Semarang remains committed to treating all transactions, both cash and
non-cash such as QRIS fairly.
Publication Details
InstitutionUniversitas Darussalam Gontor
DepartmentEconomic and Management
SubjectsH Social Sciences > HB Economic Theory
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HG Finance
H Social Sciences > HX Socialism. Communism. Anarchism
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HG Finance
H Social Sciences > HX Socialism. Communism. Anarchism
KeywordsTransaction, QRIS, Halal Business Unit, Papa Ron's Pizza
Item ID7503
Deposited29 Apr 2025 01:36